Divorce Financing

Divorce Financing

Get paid on time so you can focus on your family law files

Our Divorce Financing provides a line of credit to your family law clients so they can pay their legal fees, allowing you to support more matters and cover operating expenses. Our loans are simple — we finance divorce cases and arrange financing based on your client’s projected equalization payment.

By providing immediate funds to support your firm, you can take on more matters and boost your working capital. Our support team and Divorce Loan Adjudicator work with you to secure the documentation required to lend quickly and fairly, so your divorce files can move forward without delay.

Our Application Process


Loan application

Your client fills out our loan application online. Our client service representatives will call them to review their unique situation and collect more information. 



Once they sign off on the application, we can speak with you and secure the information and documentation regarding your client’s file.



Our Divorce Loan Adjudicator assesses the file to evaluate the claim utilizing supporting documentation, applying relevant legislation and their professional experience to determine the appropriate loan solution. If more information is needed, we’ll be in touch.


Approval and transfer of funds

Once approved, you and your client sign the loan documents, and we e-transfer the funds to your client’s preferred financial institution or directly to you to pay legal fees.

Key loan details

Frequently Asked Questions

The minimum loan amount is $5,000 and there is no maximum. The loan amount is determined by the adjudicator’s assessment of your client’s projected equalization payment. We encourage clients to only borrow what they need.

Credit cards incur additional interest charges and minimum payments must be met each month. If your client is already having financial difficulties, this may impact their credit score during an already challenging time. With divorce loans, repayment is made at the earlier of the payment of equalization or three years, removing the pressure of monthly budget management.  

The loan can be used to pay your fees directly, which we arrange on their behalf.  

The loan can be used for payment of lawyers fees, disbursements as well as everyday expenses.

Whatever comes sooner, three years, or the payment of the equalization.

No, no payments are required until the end of the three-year term of the loan or the equalization payment to your client.

Our charges are transparent and straightforward. An administration fee is added to the loan and interest is accrued only on the money used and calculated at a fixed rate of interest. Call us for more details at 1-866-800-2100.

Divorce cases that fall within these categories will not be funded:

  • Family violence and abuse cases
  • Child custody (in isolation)
  • Child support (in isolation)
  • Spousal support (in isolation)
  • Foreign jurisdiction divorces
  • Common Law and unjust enrichment claims (third-party adjudication)
  • Cases past the decision-making and asset division of the separation agreement
  • Divorce cases without legal representation (DIY)
  • Legal aid cases
  • Divorces before January 1, 2020 (Alberta)

Don’t see your question answered here? Call 1-866-800-2100 or email [email protected] to contact one of our client service representatives.

Contact Info


TD Canada Trust Tower
161 Bay Street, 27th Floor
P.O. Box 508
Toronto, Ontario M5J 2S1


Weekdays: 9:00 AM – 5:00 PM EST
Weekends: Closed

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